會計與銀行業務用語

銀行用語
請入收款人的戶號 account payee
請支付票款 advice to pay cheques
惠請通知該支票的經過 advise fate
金額有錯誤 accounts differ
文字與數字所記載金額不同 words and figures differ
簽名有誤|印鋻不符 signatures differ
請明天再次提出爲荷 present again tomorrow
保証付款 good for payment
請照會發票人 refer to drawee (R.D.)
無交易 no account
款額不足||存款不足 not sufficient (N.S.)||no sufficient funds (N.S.F.)
已無存款 no funds
如支票不獲兌現時, 不必出具拒絕証書。 notto be protested in case of dishonour||protest waived||no protest
需要出具拒絕証書 to be protested
沒有通知 no advice
未受指示 no orders
禁止轉讓||不可轉讓 non-transferable||not transferable
已付款 received payment||payment received
上開價金已收到 value received||for value received
上開價金系經核算 value in account
上開金額與發票相同 value as per invoice
上開金額與通知書相符 value as per advice
無追索權 without recourse
有追索權||償還請求權 right of recourse
請求償還清單||清償帳戶 recourse account
償還準備金 recourse fund
拒絕償還||拒絕追索 recourse repudiation

銀行業務例文
定期存款的條件爲年利6%, 存期6個月以上, 衹要金額1,000元, 我們均樂意接受。
We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a.
謹同函寄上新開定期存款第500號存折一份, 麪額100,000元, 請查收爲荷。該麪額等於您寄來換新的舊存=折本金加上利息之和。
Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal.
如存款爲100元以上, 我們將樂意接受。
We shall be glad to receive deposits of 100 yen and upward.

結算
到目前爲止, 我公司應收帳尚有二萬美元。玆奉上結算報告書一份, 敬請查收爲荷。
Enclosed we hand you a statement of account to date, showing a balance of $20,000 in our favour, which we trust will be found in order.
上開帳目, 現正核對, 如無錯誤, 將遵照貴公司的指示, 將轉入新開的帳戶內。
This account is under examination, and if found correct, it shall be carried to a new account, in conformity with your instructions.
您昨日函敬悉。玆遵照貴方請求, 同函附上結算報告書, 敬請惠予查收爲荷。
Your favour of yesterday was duly received, and we hand you herewith a statement of your account as requested, which we hope you will find correct.
玆奉上棒鉄縂價爲512,000元清單一份, 懇請列入我公司貸方帳項爲荷。
We hand you our account on the bar iron, amounting to $512,000, which kindly pass to our credit.